NYS Mini-COBRA

New York’s mini-COBRA allows employees to continue their coverage for up to 36 months. Each individual certification of coverage must contain a notice of the right to continue coverage. Employers should provide an employee with a notice of their COBRA rights by first-class mail as soon as a triggering event occurs.

For additional information, contact your insurance administrator.

Mini-COBRA

COBRA is a federal law that allows many employees to continue their health insurance benefits after their employment ends. Because federal COBRA only applies to employers that have 20 or more employees, many states have adopted their own versions of the law, which are known as “mini-COBRAs.” Usually, a state’s mini-COBRA is triggered by an employee’s termination or death and often extends coverage to a spouse or dependent children. Sometimes there will be an exception to coverage or an employee will have had to work for a minimum period of time to be eligible.